As a union president I lived and breathed health insurance for years.
Your only intention was to get as much "free" health care as possible and stick the taxpayers with the bill.
Health insurance has increased nearly 30 times in the last 40 years and if you count the high deductibles and only paying 80% the actual increase of an actual health insurance policy that paid the claim it would be more like 40 times.
How much has govt regulation increased in the health field and the health insurance markets in that same time? The only reason costs go up and don't come down is usually some form of govt regulation.
The city of Huntington was self-insured meaning the $21,000 a year cost was the actual cost of medical care plus a 10% cost for Blue Cross to process the claims.
As a union guy, you wanted all of those costs paid for by the taxpayer. We already see how unions react when they are told they should actually pay a portion of their health insurance costs, like the majority of the US population.
There is a rule in retail that you can’t sell something cheaper then it cost you if you want to stay in business.
What do those costs include? I know you will point to massive CEO pay, but that is only the tip of the iceberg. It costs money to run a business but you wouldn't know that, it sounds like you have spent your life sucking off of the taxpayer tit.
The two groups that cost the most to insure are those under 6 months, think premature babies cost up to a million, and those over 60.
The cost in the first 6 months of a child are usually related to the numerous doctor vitsits and the massive amounts of shots they receive. The costs of caring for a premature baby are high but they are a minority in terms of health care costs for children.
Old people are a different matter, the body starts to fail with age, so of course medical costs will increase. The majority of retired people do not have private insurance unless they are paying some form of supplemental insurance to cover holes in Medicare.
So, what telling me is that insurance companies who are willing to sell health insurance to seniors far under what it costs for their healthcare.
As I noted, a majority of retired people have Medicare with Blue Cross/Blue Shield...
You have no concept of reality.
You can keep saying that, but you were a city employee who lived off the taxpayers and then screwed them every chance he got by using his union against the very people he wasn't to "serve". You are the one who hasn't lived in the real world.
In the real-world health insurance cost double and triple after you reach 55.
The cost of medical care also goes up. Do you propose that those who actually use the insurance shouldn't have to pay for it's usage? Those who aren't using the insurance must foot the bill for others?
Under the proposed Republican greed-based solution plan the cost for seniors would be up to 6 times higher. Imagine having to come up with over a $120,000 a year on a fixed income. The market cost has to reflect actual cost of services.
Unless you can actually provide some proof of this, I'm going to say this is nothing but a bias against the free market. You have already proven your lack of understanding of how an ecomony works, I can't blame you. When you work for a place that doesn't have to work by a budget and can just take it from the taxpayers, you loose grasp of what the rest of us really do.
I never had a physical between running track in junior high and turning 63.
I've had a physically every year since I was in the military and I continued them afterwards with my private Dr. I can tell you the cost of my physical has increased since the ACA. What used to cost about $30 for a blood draw, has increased to over $100 and it was the same year the ACA went active and the stupid and none fact based "insurance pools" went into effect.
The insurance company would make a huge profit on healthy people and as every good business wants to make a profit.
They used to charge health people less, it was the govt who thought it was a good idea to overcharge the young to pay for the poor. It backfired as the young people didn't get insurance in the massive numbers that the Obama admin predicted. The fact the media let them spin this, wasn't surprising.
Health insurance is provided by the employer and is designed to weed unhealthy people out of the system.
More anti-business propaganda? Insurance was offered by employers to attract the best people to the business. It had nothing to do with "weeding" people out. This is why I accuse you of being a communist, you keep bringing up total anti-business propaganda, with no basis in what really happens in the business world. Govt in general is far more corrupt than the average board meeting. At least a business actually offers a serivce or product people want. Govt wastes money giving people what they think they want because they think the average person doesn't know what's good for them.
If you become sick and can’t work, you lose your job and your health insurance.
I guess you have never heard of FMLA, short term and long term disability protections?
By the time you get old enough to start having major health problems you are being weeded out of the system by retirement.
You mean people get old and decide they no longer want to work, so they retire? Were you forced out of your job?
The greed-based health system is designed to insure healthy people and let those with health problems go begging for care. The idea of health insurance was to take care of the sick not make billions on the healthy.
You can't even have an honest debate on this subject without once again going into anti-capitalist propaganda. You have a problem with any system that is concerned with profit, in fact the only people you think should be making money, isn't a person at all, it's the govt. You have already said numerous times you think the govt should be the ultimate power, nothing else above the mighty govt.