@sally27 ,
Finances get in the way of everything
Actually, had a dream that the banks took $6k from a loan I paid out and put it elsewhere, until I jumped up and down and then jumped again up and down, that was last nights dream, wonder what I am worried about?
Separating gives you time to think about "that situation" whether it is what you wanted or didn't want it's not Divorce, it's not a final. I guess I just wanted to through alternatives at you to ensure that you are "sure".
Meditation is not the only thing, it was the retreat with meditation, something about being surrounded by beauty, pampered, learning, eating well, feeling on top of the world that gives you clarity to see . (that is for you as well Elisua, in response to your question with me).
Sally I was 36 before I decided to marry and probably only because I thought he and I would make it. I left after 7 years, semi idiot he was though
I met my fiancé 5 years ago, still happy and content probably for the first time, though I was ready at 36. But was I ready before? Probably not, I was a work-a-holic and loved it, had / have a lot of friends, went out a lot, chose to or not to enter a relationship.
Perhaps what you may find is that you want to live "your" life and you aren't made up of marriage and babies material but a long term partner will be important to you but perhaps later in life when you are ready for it.
I also think you have to be settled in life, doing all the things you love doing and happy with your work, it could be a simple thing that you haven't go their yet, given you are studying and working and have debts like a lot of people. Remember to take time out to smell the roses.