@Brandon9000,
That's a necessity for almost everybody except the government. You still don't understand for the reasons why that is so.
THINK (if that's at all possible); WWII and the rescue of the financial system in this country as a result of the Great Recession of 2008.
What would have happened if Roosevelt didn't spend money to fight WWII, and Obama failed to save the financial institutions?
Is that too spacial for you to understand?
I might also add that the decrease in the debt under GW Bush is a false decrease based on the fraud perpetrated in the housing market. Yes, employment and tax revenue was up, but all those home sales to people who didn't qualify and the derivatives traded by the financial institutions were the cause of the Great Recession.