HofT wrote:In any event I've been running simulations with massive databases worldwide and the statistics concerning insurance payouts to smokers vs fatties are significant to over 99% - more than sufficient for all mathematical applications in this field.
Sure -- I do trust your sources and your qualifications, and my only problem is the lack of quantification on the "obesity" side. You said obese people are twice as likely as one-pack-a-day smokers to die from some lethal disease.
How obese do they have to be to reach that specific risk level? For example, which BMI, or which percentage of body fat? No study needed, just one approximate number is fine.