@glitterbag,
Quote:So, how do you suggest the insurance companies offer coverage? Should I be able to deduct a certain amount of money because I won't ever need prostate surgery.
If you have a separate policy from your husband then why not, if you share a policy that is a different story. If you are single then you shouldn't be required to carry coverage for any "man issues", you are not even part of that insurance pool, middle aged men and older, plus you don't have a prostate.
Quote: Also, I think breast augmentation is a 'want' not a 'need' so I can deduct that, because I shouldn't be forced to pay for it.
Most insurance plans do not cover breast augmentation as it is an elective surgery, it is different than breast reconstruction after a woman has breast cancer. Due to most insurances not covering elective breast work, therefor bypassing cost controls, the cost of that work has dropped considerably in the last couple of decades. It used to cost almost 20k to get work done and now it costs less than 10k. Women who need the surgery for reconstructive purposes benefit from this cost decrease as well as the improvement in the procedures.
Quote:Also, should I check a box that includes coverage for rickets, tuberculous, or some rare form of cancer of the toenails? The insurance will only cover the conditions I checked, anything falling outside would be just too bad?
This is where you argument falls apart due to being ridiculous and stupid, it's pointless extremism. Do you really want to compare BC to the above? Sure you do, it's the only way to try and prove a silly point.
Quote:As it stands right now, I do pay for others prostate health because my policy doesn't have separate pay scales for men and women. My company also covers vasectomies, reverse vasectomies and viagra..........damn, your right Baldy, I'm getting screwed.
You are right, as a woman with no prostate, you are getting screwed. If insurance is run by pools, why would you be in that pool? After all men and women have different health issues, and in fact women would see their health insurance get a little cheaper as they age and men would more than likely see an increase due to their health problems as they age. I know my fiance had a hysterectomy a couple of years ago and no longer has the need for OB/GYN appointments as she no longer has the parts that require check-ups, aka pap smears. Why should she pay for ob/gyn services is she no longer requires them, her insurance would be cheaper for her and women in her position.
Quote:If I were you I wouldn't worry about compulsory 6 month doctor check-ups. The point is to offer access to people, not force people to see a doctor. Let me put it another way, If you break out in boils you won't be denied care for lack of insurance BUT if you don't break out in boils, the health police won't show up and cart off you kicking and screaming to be treated for boils.
I wouldn't be so sure about that. If Hillary had won, I wouldn't put it past the DNC to try for it, after all, they seem to know what is best for me and mine. If I won't by insurance, they will make me, no one thought that would happen in the US, but the Dems did it.