@msolga,
You know, what scares me is that most of my outlay seems to be on non-negotiables.....water, electricity, land tax, council rates, goddam strata fees.
I'd consider renting the place out for a few years, and go and live in a rented hovel, but rents are outrageous, and there is no security of tenure. I hate moving now!!!!
I know about the less you earn, the less you spend...I lived for 10 years as a student. But...really...I don't want to live with a passel of people any more.
I do have a car, but it's old enough to have sex, and there is little outlay.
I HAVE been spending to get my place right....but that is pretty much all over now.