@edgarblythe,
I'll pass that link around to close friends and family. Friday evening, I re-registered with the no-call registry. I can only assume that many states are being targeted by those credit card interest reduction cards, or the "Microsoft trained techs" who call to tell you they have discovered a virus or something worse on your computer, but yesterday for me, this was a first. My landline rang and when I looked at the caller ID, it was my own landline number and my husbands completely correctly spelled name. Despite the obvious impossibility of this happening, I picked up the phone, said hello, and it was the same recorded message offering to help me with my credit card interest rate. That completely creeped me out so I filled out an online complaint form with the FCC. We will see, hard to say if it will help.
Before I fall asleep, Edgar, have a wonderful Fathers Day. And again, thanks for sharing that link.