just a comment :
the wonders of technology sponsor their own problems ...
recently it was reported the canada's 'bank of montreal' mastercard system that had dealt with a certain store (homesense ?) had been COMPRISED (what a choice word
) .
i received a new mastercard last week with a notice that the new card had been sent out because the old card 'might have been comprised ' .
on friday mrs h tried to use her mastercard and it was refused .
i tried to phone the emergency numbers several times but could not get an operator . the message : "your call is important to us ... blah , blah , blah ... " was repeated over and over again .
so i dropped by one of the branch offices of the bank of montreal on friday afternoon .
yes , i was told , the card had been cancelled . there had been a security problem ; that's all the rep could tell me . a new card should be issued "shortly" :wink: .
so today (sunday) i phoned again . i used the lost/stolen card number and got an operator after about 30 minutes . yes , the card had been cancelled ; there had been a security"lapse" .
a new card would probably be issued 'within a week ' .
the interesting thing is that mrs h had not used her card at the 'security risk' store since the middle of last summer ! that seems to indicate that the 'security breach' must have taken place quite some time ago but had not been noticed .
i might add that we have used credit cards for probably about 30 years and have only had minor problems and they were always resolved quickly .
imo the bigger a system gets and the more transactions are being processed , the more likely the occurence of a major breakdown becomes - and it gets more difficult to fix .
hbg