@Mapleleaf,
Mapleleaf my friend, yes, it is an opportunity, no doubt.
Now that the end of the year gets closer, of course I think about all the changes it brought. And this year brought a lot of changes. Right now I am getting used to the fact that my husband got his driver's licence and now even bought his very first car - at the age of 41! It's a 15 year old Volvo he bought on ebay for 500 Euros.
Me, I am tired and glad that I have a couple of days off now in December...