@Blickers,
Blickers wrote:2 percent of the existing insurances covered being cancelled because they could not meet even the reduced standards the ACA required for existing insurance policies-those existing policies did NOT have to meet the same standards the ACA policies did-is not a significant number, sorry. Even your article admits that.
Not insignificant if you were one of that two percent. As you might recall from our previous discussion, I was one of them.
Blickers wrote:One thing that needs saying: Before the ACA, there were a lot of crappy health care policies out there. Policies with super high deductibles and little coverage-even emergency room care was not covered. Employers, especially those who paid low wages, bought them because that way they could say they offered a health care plan. But when somebody really needed it, they had little applicable coverage. The ACA allowed existing policies a break and did not require them to meet the standards the ACA policies had-but they wouldn't allow junk policies to take the place of the ACA policies. Those small amount of cancellations were mostly those junk policies, and 4 million cancellations out of 262 milion people covered is essentially minuscule.
Obama was lying there as well. Obamacare forced the cancellation of policies that were FAR BETTER than anything offered on the exchanges.
Prior to Obamacare I had traditional insurance where I could see any doctor in existence without worrying about any networks. And my out-of-pocket maximum was only $250 per year.
With Obamacare the best I can possibly get is a PPO where I have to confine myself to a network if I want full coverage, and my out of pocket maximum is about $5,000 per year.
I'm not unhappy per se. I think it was well worth it to abolish the nightmare of rescissions. But Obama was lying (again) when he said that these plans that were forcibly canceled were somehow inferior.