@littlek,
Did you go to those stores or just online?
I'm forever finding fancy dresses at Banana Republic (in the store, not online) for incredibly good prices. I try them on, admire, and then realize I have nothing to wear them to (and if I did there are three Banana Republic dreses + skirts just waiting for their chance -- so cheap though!). By "cheap" I mean like originally $170 for $24.99.
Boden is another one with some nice dresses that go way on sale -- summer stuff is on sale now.
I wouldn't worry about the tat.