@Cycloptichorn,
You just confirmed, however, that they are at the root of the problem, regardless of how they were repackaged and sold. And if the people buying them were that stupid, and if they were mis-represented and repackaged wrongly, then yes, that presents additional problems as well, but still at the root is the original problem it seems to me.
By the way, I thought McCain did good and was correct. The questioners were phrasing the questions to try to ellicit the answer desired, but it didn't work. McCain is plainly tired of idiots that are ill informed.