When I was a preteen and everything had a sexual connotation it was quickly discovered by my peers that my maiden name was slang for a particular sex act. Much hilarity ensued. I wasn't in a big hurry to get married but comforted myself that someday I could trade in my snicker-inducing surname for a new one.
My mother advised: "Dear, it's as easy to fall in love with a man with a nice boring Anglo name like Smith or Jones as a man with a truncated Slavic name that's a variant of an action verb" but did I listen? Of course not.
When we married, her younger colleagues (feminists all) asked why I hadn't hyphenated my names. She replied: "Tai Chi sex act-action verb?" The response ranged from hesitant titters to outright guffaws. It still does if someone asks me why I took my husband's name only.
And I don't care if someone calls me Mrs. Action-Verb. After all we are still married, my kids are legitimate
It's just a term of address and usually meant politely.
What drives me crazy is being addressed as "ma'am" -- that just makes me feel old...