@georgeob1,
georgeob1 wrote:
Cycloptichorn wrote:
Medicare and -aid are no more rife with 'waste and fraud' than their private counterparts; and the rises in costs that people will see are no larger than what they are currently experiencing from private insurance. Cycloptichorn
Would you care to provide us with some of the 'facts" you prize so much to back up these remarkable assertions?
Sure. I base my assertion on historical data:
http://www.cms.hhs.gov/NationalHealthExpendData/downloads/tables.pdf
Here's the Krug talking about it:
Quote:Since 1970 Medicare costs per beneficiary have risen at an annual rate of 8.8% " but insurance premiums have risen at an annual rate of 9.9%. The rise in Medicare costs is just part of the overall rise in health care spending. And in fact Medicare spending has lagged private spending: if insurance premiums had risen “only” as much as Medicare spending, they’d be 1/3 lower than they are.
See how easy that is? Facts are fun!
Quote:I believe the truth is the criticisms so often levied against insurers stem mostly from their efforts to (1) protect the rate base of their current customers by excluding high cost/risk new entrants; and (2) enforcing the contractsd they sign - including the fine print, which I will acknowledge can be deceptive.
You forgot a category - make giant profits! That's the part of their efforts that really sticks in people's craw. It's hard to have sympathy for companies who profit in the hundreds of millions and industries which profits in the dozens of Billions every year, based on denying people service.
Quote:
Government does neither . No fault there - indeed there are some possible social benefits involved. However government already has a piss poor track record managing its entitlement budgets and doubling the exposure could wreck the economy that supports us all with far worse consequences than those we wish to eliminate in our current health care system.
Could, but probably won't. You know that modest changes to Medicare, Medicaid and SS will have those programs running just fine. Nobody is swayed by your scare stories, George.
Quote:I didn't say we has a free market for health care - only "fairly free". A government plan would end that entirely, leaving us only with the misery that economic central planning has produced wherever it was tried.
Other countries who have 'central planning' of health care do not seem to be in misery, and in fact, their systems generally poll very, very high with their constituents. I guess those citizens are too dumb to know what a raw deal they are getting, eh?
Quote:At least today consumers can opt between Blue cross-type plans and lower cost HMOs or high deductable plans.
Inaccurate;
some consumers can do this. Many cannot. The Republicans have no plan for dealing with those who cannot be insured by private insurance, due to the high cost of doing so.
Quote: With a government option and the inevitable taxes on private options the government will have the power to distort the market anyway it chooses and to whatever degree it chooses.
This is no different than the way private insurance currently distorts the market in the ways that it chooses. At least with government-ran options, we have a voice in the matter through our representatives. Right now, you have zero ability to affect insurance companies or their operations.
Quote:As I recall your original prediction was for a plan with a public option, signed by the president before the end of October. I doubt seriously that will occur .
For myself, I haven't made any predictions, other than that yours won't likely occur.
I admit that I may be off by a month or so, but I am increasingly confident that a plan with a public option will pass. You may not have made a specific prediction that it wouldn't, but you made plenty of comments indicating that you believe it wouldn't. Do you still believe it won't?
Quote:I agree that the present system can and should be improved. However, I don't see what has been proposed so far in any of the Democrat draft legislation as a net improvement - and apparently a very large fraction, probably a majority, of the American people see it that way too.
You are incorrect when you say 'probably a majority' of Americans agree with you. I base this on two points:
1, the many polls showing more than 50% support for health-care reform with a Public Option, and
2, the election of a supermajority of Democrats and Obama, pretty much all of whom ran on passing a public health insurance plan.
Cycloptichorn