Or you could choose a different amount and get 22% 20%.
Your use of the word significant is misleading.
Also you're confusing personal allowances with tax codes. £11, 850 is the personal allowance. On top of that there is an individual's tax code which is the bit about dependents/benefits etc.
Those who do pay 40% may find that only a tiny fraction of their salary is taxed at that rate, most is at 20%.
The thing is, neither of us are tax experts, and unless we do a proper case by case we're just going to keep running around in circles.
When you look at taxes and health in isolation you ignore everything else like other public services, education, transport, everything.
The big issue you're not addressing is why you pay more per capita in healthcare than we do. Logically you should be paying less, all our healthcare is free, and most of yours isn't. That's just like for like health spending, it gives a more accurate picture.
But you can change it to many many more numbers and come up with 20, or 40%
Look again at the data I provided. While there is some overlap, there are a lot more money amounts by dollars or pounds that put you in the higher zones in the UK.
A lot more amounts that would put you in the lower brackets.
Here's a copy and paste of what I figured before, which I'm thinking you didn't look at..
0% Tax: US < $12,000 - 0% Tax: England < $14,427
12% Tax: US $12,000 - $38,700 - 20% Tax: England $14,228 -$56,613
22% Tax: US $37,701 - $82,500 - 40% Tax: England $56,614 - $183,214
24% Tax: US $82,500 - 157,500 - 45% Tax: England $183,215 and up
32% Tax: US $157,501 to $200,000
35% Tax: US $200,001 to $500,000
37% Tax: US $500,001 or more
There are a lot more points on the number line where more is paid in the UK.
Am I saying many people in the UK are beyond just the tip of the 40% bracket, and are only paying a small portion at that rate? Of course not. No more than I'm saying that a large portion of americans are in the 35% and up range.
We don't have to do a case by case examination, that's what statistics are for.
Sorry if you don't like the math, but there it is.
I'm still not clear if taxes are done for just individuals, or if married people combine.
Both Linkat and I understand that those who get into the 40% rate may only have a small portion of their income at that rate.
It is the same in the US, as I stated before, we both have graduated tax rates.
You may not consider youself a tax expert. I think Linkat and I are much more comfortable with taxes. Linkat I believe works in finance and has a degree in economics.
As for me, I just love figuring this stuff out, and actually enjoy doing my taxes, even in years where they are complicated. I've done taxes professionally in the far past.
It feels like since you're not affected by something, there's no reason to look at it. I personally don't feel that way. I like looking at it.
I don't think either of us are ignoring anything like other public services. It seems the overall higher income taxes paid in your country is used for that also.
There really is no such thing as a free lunch. Every countries health care system is paid for by it's citizens one way or the other.
Frankly, I just think all these numbers are beyond your pay grade, so you don't think anyone should have input about it, since you don't care.
I don't know about anyone else, but I don't think either linkat or I are going to get drug down the path you obviously want to go down. The fact you don't want to, or can't interpret data doesn't mean the alternative is the usual drama route.
If you don't understand something, either examine and learn, or just listen to others. You don't need to be the ringleader in every opportunity, no matter how slight, to make everything a fight about something you decide to just toss in.