@saktears,
You are a 30 year old married woman who has a loving husband and beautiful children; you have something some single women would give their right arm for. Why are you trying to sabotage the beautiful life that you have for a man who just wants to empty himself inside of you?
You say the both of you are in love? Really? You are in love with a man you have never met? If this man truly and i mean TRULY loved you he would wait until you're both divorced and dated you openly. No man who wants to sleep with a married woman is in love with her. He's in it for the sex. You are not in love you are in fantasy-land. You don't even know the man.
I'll give you credit though for putting a stop to it before you crossed into a physical affair.
My advice, work on your marriage. You are only 30 years old. Every marriage gets into a rut but having an affair is not the way to solve it. You have to figure out how to get out of the rut. What was it that made your husband attracted to you in the earlier days of your marriage/dating/coutship? Go back in time and do what you used to do to make yourself sexy for him. Don't give up and keep on trying.
He will respond....IF you keep trying.