There are all sorts of scammers out there trying to get personal information. As soon as they ask for personal details such as the SS# it's over. If they are calling me, they should have all that information.
A few years ago, a call came supposedly from the credit card people. I answered the phone, they went through their spiel, it was some insanity about consolidating all my expenses on their bill. All they would be needing was a few pieces of information.
She then asked a most ridiculous question, "how much of a balance" did I have with them. I politely informed her that she was calling me and the information should be right there in front of her. She was silent, I said goodbye and hung up.
The other day, the bank called...yeah, sure, the bank always calls on Sunday afternoon to "ask a few questions". The machine picked up and recorded that message. Someday soon that call may be returned, most likely not. Sure hope that Sean, if that's really his name, doesn't get reassigned to the Ulan Bator branch for me not responding. He didn't speak very loudly either...I don't ever deal with these folks if they can't speak up. It's the telephone equivalent of small/fine print on varied things...they are attempting to hide something.