0
   

Health Insurance versus Health Care

 
 
Dave Allen
 
  1  
Reply Sat 3 Apr, 2010 07:33 am
@EmperorNero,
You are entirely incorrect.

In fact - I don't even think you have the barest clue what a socialised system entails in regards to profits. In theory let alone practice.

Firstly, profits are still made by R&D in medical establishments throughout countries with socialised medicine. Many countries in europe are cited as the best place to get surgury in the world - Spain foremost amongst them.

The profit motive is not denied businesses in a system of social healthcare - your point about the profit motive is utterly moot, working in the medical industry in the UK, for example, is still regarded as a good career with employees of the industry still paid the equivalent of pre-NHS wages. That's ignorig the private option. Luxembourg has socialised medicine and pays it's doctors and nurses more than the US.

What IS cracked down upon is charlatanry and exploitation.

The profits made by the US system DO GO ON ADMIN - beaurocrats and insurers - in comparison to other elements. Check out an online comparison of systems and learn for yourself where the money sinks are.

http://assets.opencrs.com/rpts/RL34175_20070917.pdf

And again - if it was profiteering or entrepeneurship in general that you wanted to assist - you'd be screaming for our system because of the breaks it gives to employers who aren't (to all practical intents) yoked to insurance companies (unless you work for an insurance firm, I guess).
kennethamy
 
  1  
Reply Sat 3 Apr, 2010 07:43 am
@xris,
xris;143658 wrote:

Contracts with pharmaceutical companies would be more advantageous and reduce drug prices. American drug prices, are at the moment, three times higher than Europe, why is that?


Because American consumers are paying for all the expensive research that is needed to discover and develop new and more powerful drugs. I agree it is unfair, and that Europeans should shoulder some of that burden. But they do not.
EmperorNero
 
  1  
Reply Sat 3 Apr, 2010 07:48 am
@kennethamy,
kennethamy;147832 wrote:
Because American consumers are paying for all the expensive research that is needed to discover and develop new and more powerful drugs. I agree it is unfair, and that Europeans should shoulder some of that burden. But they do not.


Exactly. That Americans shoulder all the burden is then turned around to mean that socialized health care is cheaper. That's like a kid saying to it's parents, "you pay thousands in mortgage each month, my rent is for free, that clearly shows that my economic planning is superior to yours".
kennethamy
 
  1  
Reply Sat 3 Apr, 2010 07:49 am
@EmperorNero,
EmperorNero;147835 wrote:
And that Americans shoulder all the burden is then turned around to mean that socialized health care is cheaper. A bit like a kid saying to it's parents, "you pay thousands in mortgage each month, my rent is for free, that clearly shows that my way of doing it is superior".


Yes, I am afraid that is true.
0 Replies
 
xris
 
  1  
Reply Sat 3 Apr, 2010 07:51 am
@kennethamy,
kennethamy;147832 wrote:
Because American consumers are paying for all the expensive research that is needed to discover and develop new and more powerful drugs. I agree it is unfair, and that Europeans should shoulder some of that burden. But they do not.
If you look at the degree of profits these companies make then its only the American consumer that suffers. The main reason why the drug companies actively acted against reforms in America was because they could see their excessive profits being eroded. We do have medical research facilities in Europe, we do contribute greatly to medical advances and they don't suffer because of our health insurance schemes.
kennethamy
 
  1  
Reply Sat 3 Apr, 2010 07:54 am
@xris,
xris;147837 wrote:
If you look at the degree of profits these companies make then its only the American consumer that suffers. The main reason why the drug companies actively acted against reforms in America was because they could see their excessive profits being eroded. We do have medical research facilities in Europe, we do contribute greatly to medical advances and they don't suffer because of our health insurance schemes.


I didn't deny that you have research facilities in Europe. I just asserted that Americans are made to pay for them.
xris
 
  1  
Reply Sat 3 Apr, 2010 07:58 am
@EmperorNero,
EmperorNero;147835 wrote:
Exactly. That Americans shoulder all the burden is then turned around to mean that socialized health care is cheaper. That's like a kid saying to it's parents, "you pay thousands in mortgage each month, my rent is for free, that clearly shows that my economic planning is superior to yours".

If you look at the drugs industry it has never suffered in any depression . It has always weathered the storm. Its ability to lobby the political parties has made sure its strangle hold on the American consumer is assured. Research and the production of drugs is not an American monopoly , the world has moved on.

Now lets be clear, your objections to our system, is your view, that you subsidies our system , thats your only objection?
kennethamy
 
  1  
Reply Sat 3 Apr, 2010 08:01 am
@xris,
xris;147840 wrote:
If you look at the drugs industry it has never suffered in any depression . It has always weathered the storm. Its ability to lobby the political parties has made sure its strangle hold on the American consumer is assured. Research and the production of drugs is not an American monopoly , the world has moved on.

Now lets be clear, your objections to our system, is your view, that you subsidies our system , thats your only objection?


No, I have other objections. Why?
xris
 
  1  
Reply Sat 3 Apr, 2010 08:01 am
@kennethamy,
kennethamy;147838 wrote:
I didn't deny that you have research facilities in Europe. I just asserted that Americans are made to pay for them.
So the Indian drug industry the Chinese manufacturers depend on the Americans paying more for them than any one else..absolutely amazing revelation. Its got nothing to do with the distributors or the excessive profits made by the drug companies or the insurance companies...:perplexed:
EmperorNero
 
  1  
Reply Sat 3 Apr, 2010 08:03 am
@Dave Allen,
Dave Allen;147829 wrote:
You are entirely incorrect.

In fact - I don't even think you have the barest clue what a socialised system entails in regards to profits. In theory let alone practice.


Yeah, I am stupid and you are smart.
Isn't the internet great?
0 Replies
 
kennethamy
 
  1  
Reply Sat 3 Apr, 2010 08:03 am
@xris,
xris;147844 wrote:
So the Indian drug industry the Chinese manufacturers depend on the Americans paying more for them than any one else..absolutely amazing revelation. Its got nothing to do with the distributors or the excessive profits made by the drug companies or the insurance companies...:perplexed:


I just said that is the main cause. Not the only cause.
0 Replies
 
xris
 
  1  
Reply Sat 3 Apr, 2010 08:04 am
@kennethamy,
kennethamy;147842 wrote:
No, I have other objections. Why?
Because it appears a very weak and insane attitude to take, objecting to our system for that reason. If you adopted our method your drug charges would be three time cheaper and you are objecting...sorry but I cant understand your objections.
kennethamy
 
  1  
Reply Sat 3 Apr, 2010 11:43 am
@xris,
xris;147847 wrote:
Because it appears a very weak and insane attitude to take, objecting to our system for that reason. If you adopted our method your drug charges would be three time cheaper and you are objecting...sorry but I cant understand your objections.


Who would pay for research and development of drugs then, if we put the burden on you? The Chinese?
xris
 
  1  
Reply Sat 3 Apr, 2010 12:24 pm
@kennethamy,
kennethamy;147880 wrote:
Who would pay for research and development of drugs then, if we put the burden on you? The Chinese?
Im not going to continue this if your only concern is the viability of the pharmaceutical industry, its not relevant.
kennethamy
 
  1  
Reply Sat 3 Apr, 2010 12:45 pm
@xris,
xris;147904 wrote:
Im not going to continue this if your only concern is the viability of the pharmaceutical industry, its not relevant.


It's not the "viability" of big Pharm. It is the viability of research and development that concerns me. It has to be paid for. And the Europeans don't want to help do it. So maybe the Chinese will do it. They can do it in the same plants in which they make asbestos.
xris
 
  1  
Reply Sat 3 Apr, 2010 01:30 pm
@kennethamy,
kennethamy;147910 wrote:
It's not the "viability" of big Pharm. It is the viability of research and development that concerns me. It has to be paid for. And the Europeans don't want to help do it. So maybe the Chinese will do it. They can do it in the same plants in which they make asbestos.
oh your so blinkered, do you ever check your facts before you claim?
0 Replies
 
EmperorNero
 
  1  
Reply Sun 4 Apr, 2010 04:56 am
@kennethamy,
kennethamy;147910 wrote:
It's not the "viability" of big Pharm. It is the viability of research and development that concerns me. It has to be paid for. And the Europeans don't want to help do it. So maybe the Chinese will do it. They can do it in the same plants in which they make asbestos.


It's like two friends who go to a bar to drink each Friday. They have been doing it every Friday for years. But one almost always pays the tap. Some day he asks "How come I always have to pay?". To that the other one responds "You are so stupid. My Friday evening bar expenses are much lower than yours. Because my system of paying for it is much better than yours. I am better at administrating. And you always waste money by giving a tip. That's why your cost is so high compared to mine. If you switched to my system, you could have lower costs as well."
xris
 
  1  
Reply Sun 4 Apr, 2010 06:07 am
@EmperorNero,
EmperorNero;148153 wrote:
It's like two friends who go to a bar to drink each Friday. They have been doing it every Friday for years. But one almost always pays the tap. Some day he asks "How come I always have to pay?". To that the other one responds "You are so stupid. My Friday evening bar expenses are much lower than yours. Because my system of paying for it is much better than yours. I am better at administrating. And you always waste money by giving a tip. That's why your cost is so high compared to mine. If you switched to my system, you could have lower costs as well."
If the analogy was a true representation of the reality then Id say well done Nero,but as it is nothing like it, wot a load of clap.
0 Replies
 
EmperorNero
 
  1  
Reply Thu 6 May, 2010 03:20 pm
@Aedes,
cruise95;145594 wrote:
Here is a list of some questions that I believe we can each give short answers to and clearify some issues. Note that I've specefied 'American' government when talking about this issue since all governments handle situations differently and so a qualifier was needed. I would like to hear opinions from Khethil, EmporerNero, xris, Rwa001, Dave Allen, and salima on this one. Thank you

1. Assuming that health care did not come at the expense of your livelihood, do you wish that everyone had healthcare?
2. Should those that deserve it get the care that they need (via private or public resources)?
3. Should the private industry, the American government, or both help out?
4. Is the American government efficient enouph to handle health care? Responsibly?
6. Are mandates seen as too much American government encroachment?
7. Do you want health care reform in America (not neccessarily the bill that was just signed)?


cruise95, I just saw your questions. Sorry for neglecting them so long.

1. Sure I want people to have health care. But I think it should their responsibility to buy it. If they neglected to buy health care because they rather have a better car or bigger TV, I have no problem with a world where some people don't receive health aid. Government shouldn't take over the responsibilities of adulthood.
2. "Deserve it"? They deserve it when they choose to buy it. So no.
3. If they want to do so voluntarily.
4. No.
6. Yes.
7. Yes. Free market health care reform.

Aedes;91151 wrote:
Fascinating, then, that Europe and Canada have superior health statistics across nearly all measured domains AND lower costs per patient.


Those are statistics that aren't indicators of health care. Statistics that actually mean something are superior in the US, such as five year cancer survival rates. But you don't mention those, you people just cherry pick the statistics that confirm your beloved command-type health care.

Aedes;91151 wrote:
Their systems aren't perfect by any means, but they're BETTER than ours by a longshot.


Nonsense. Command-type systems don't work. When will you people learn, no matter how plausible they sound. Fricking read a history book.

---------- Post added 05-06-2010 at 11:22 PM ----------

Khethil;91212 wrote:
I'd like to thank you Aedes, for your attempt to enlighten on the complexity of this matter.


Yeah, it's all so complex that it takes sophistication and superior intellect to even begin understanding it.
In reality it's really very simple, command-type economics doesn't work, no matter how plausible it sounds.

Your antics seriously tire me out, with your constant elusive pretentious aristocrat-talk. "Oh, it's all so complicated and nuanced, those simplistic brutes just don't get it like I do. I'm so enlightened."

---------- Post added 05-06-2010 at 11:33 PM ----------

Khethil;91298 wrote:
... unfortunately, part of the whole package we're confronted with is part-and-parcel to the healthcare crisis at large: The For Profit Culture. Every substance that can be made more attractive will be to entice consumers to buy.


Yes the problem is the profit culture, we should all just be helping each others out of altruism, and dance in one big circle, with ferries with funny little hats, and everybody will be happy. If we just get rid of that evil profit motive.

Khethil;91298 wrote:
Consumers want thrills, cheap and otherwise, not necessarily what's good for them. Is there any disputing this?


Yes, I am.

The dumb brutes, the unwashed masses, really don't know what is good for them. That's why we need the intellectual vanguard, people like you, people who properly understand the superiority of command-type economies, to tell them what is good for them. A people's dictatorship, yesss!

---------- Post added 05-06-2010 at 11:36 PM ----------

prothero;91519 wrote:
The administrative costs and profits of health care companies do not directly provide any health care benefits.


Neither do the administrative costs and profits of bread factories. Let's have a command-type food supply!

---------- Post added 05-06-2010 at 11:42 PM ----------

prothero;141779 wrote:
Now to be fair, gentlemen, there are any number of countires which have national helath care systems.

In virtually all of these countries health care is delivered for 7-10% of the GNP as opposed to the US 16-18% of the GNP.


No it is not, they free-ride on the expense of the US (semi) free market system, which supplies it with innovations and swallows the negative effects of your price controls. Command-type health care is more expensive, it's just not paid by those who receive it.

prothero;141779 wrote:
By virtually any measure of overall health of the population: longevity, infant mortality, etc, health care in those countires with NHS systems is equal to or better than the U.S.


By every measure that proponents of command-type health care chose to cherry pick because it confirms their beliefs. Longevity or infant mortality say nothing about health care. Statistics that actually say something about health care, such as five year cancer survival rates, are ignored. The notion that a command-type economic system saves society money is childish.

---------- Post added 05-06-2010 at 11:44 PM ----------

xris;143203 wrote:
YOUR BLEEDING NUTS..


Are we nuts, or do you live in a dream world where command-type economics works?

---------- Post added 05-06-2010 at 11:47 PM ----------

Khethil;143722 wrote:
You're absolutely correct; unfortunately, the ones in my country that won't see this are also the ones who are braying the loudest. It's just what they do; seen in this light, you can give it all the consideration its worth.

That its For Profit is patently ridiculous; who thinks this is a good idea? Simply amazing.


Because command-type economics works when we just want it enough!

Have we really learned nothing from history, are we seriously about to embark to yet another communist experiment?

---------- Post added 05-06-2010 at 11:53 PM ----------

Dave Allen;145315 wrote:
You have one example of a country with socialised healthcare that ended up a failed state.

There are other examples which haven't.

Denmark for example, or the UK, or Ireland, or France, or Israel, or Canada, or Australia etc.......


You cherry pick successes. Keep in mind that these nations are tiny. The US health care industry is the equivalent of the entire French or British economy. The US produces the equivelent of a Scandinavian country in 8 days. The US is the only of the top 10 per capita richest nations that have a population above 7 million. And only 4 have more than 1 million. It seems a lot that these successes have a lot more to do with the nations being tiny than the superiority of command-type economics.
It's easy for tiny nations to free-ride piggy-bag on the large economy. That does not mean that their statist economic approach is superior.
Saudi Arabia is a welfare state. So is Greece. Why do you never mention those?

---------- Post added 05-06-2010 at 11:59 PM ----------

Dave Allen;145507 wrote:
Though a lot of the countries mentioned as having public health systems also have something like full employment (or did before the financial crisis). So the "healthcare free at point of sale = lazy/dependant/undignified people" argument doesn't seem to me to hold much water.


Actually yes, that's what it means. You think that because you can cherry pick a few tiny nations that have command-type health care and little unemployment, that the negative effects of command-type health care are discredited? It's silly, how do you know what their unemployment would be without command-type health care?

---------- Post added 05-07-2010 at 12:09 AM ----------

Dave Allen;145585 wrote:
Whereas in Europe people tend to be more comfortable with big governments or, at least, big civil services.


Yup, in Europe they are more comfortable with big government all right. Civil cervices, like the holocaust.

---------- Post added 05-07-2010 at 12:28 AM ----------

A society of children can not function. You people all don't think - you feel. You are romanticists. "That feels kind of mean, I don't like that, I want to feel enlightened." You are opposed to what works, in favor of what feels good. reality doesn't matter, feeling good matters.
xris
 
  1  
Reply Fri 7 May, 2010 05:59 am
@EmperorNero,
Nero your blinkered and dogmatic views are becoming quite tedious. You refuse to accept the evidence and just spew out the same rhetoric over and over again. Its blatantly obvious the American health service is not serving its purpose for the majority of its citizens. The simple fact that 60 % of bankruptcies in America are caused by health insurance costs should be giving you reasons to find a better alternative. I dont really care about your extreme views on social misfits deserving no help or the poor should learn from their poverty and suffer the laws of the jungle, its the fact that you refuse to accept certain social programmes help all its citizens, thats what really makes me cringe.
 

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