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IT'S TIME FOR UNIVERSAL HEALTH CARE

 
 
woiyo
 
  1  
Reply Tue 18 Sep, 2007 07:46 am
USAFHokie80 wrote:
woiyo wrote:
The problem I have with Senator Clintons plan is not so much the plan itself, it is her lack of ability to make it happen. She has not shown the ability to bring together a consensus on anything during her limited term as Jr. Senator from NY. Her disingenious way of presenting the "new and improved" plan already has me sceptical when she say, "I been down this road before and I know what to expect". Yes, she has been down this road and was unable to get anything accomplished.

Based upon what abilities that she has demonstrated, makes me feel she can accomplish this bold endeavor?

How does the "math" add up? If her plan is to raise taxes on the top earners, how will she incorporate this into any meaningful economic / tax plan?

I fear she will use this "plan" as a single platform item, since as is apparent from this post, touches a sensitive "botton" of many.


I'm not a "top earner" by far, but it seems extraordinarily unfair to make the people who wouldn't use the service at all pay for the people who use it constantly. If there is a raise in taxes for this, it should be a uniform amount across the board.


Our system of taxation was NEVER designed to be fair, nor should it be uniform in my opinion.

Yet, this is going to be a problem for her in trying to incorporate this targeted tax increase into some form of economic plan.

Yet the concept of high income earners paying a higher percentage of taxes is not a problem to me.
0 Replies
 
old europe
 
  1  
Reply Tue 18 Sep, 2007 07:57 am
USAFHokie80 wrote:
old europe wrote:
USAFHokie80 wrote:
I DID say that I don't think it should be our duty to pay for care for a condition that someone did to himself.


If someone is a smoker and gets lung cancer, he's done something to himself. If someone drives a car and is involved in a car accident, he's done something to himself. If somebody is very healthy but crashes while paragliding, he's done something to himself. If someone signed up for the army and gets sent to Iraq and blown a leg off, he's done something to himself.


Wow, this sounds amost like CI. It amazes me how you guys must take everything to the extreme without the consideration of common sense.

If someone gets lung cancer from smoking I think he should pay for the treatment - at least a much larger portion than his counterpart.

If someone gets in an auto accident, that is obviously not his fault - unless of course he was drinking or driving dangerously.

As I said before, if you are in the military and DO have a sort of "universal health care" insomuch as the government is providing it - you are NOT covered completely if you get in a hang gliding accident. And if you cause your own death by taking excessive risk, the DoD will not pay your life insurance policy.

If someone is in iraq and gets his leg blown off, he's covered by the military healt care plan, so that doesn't really matter in this case.




If you pay into a car insurance, you'll end up in a pool of payers. Some are more responsible than you are. Some are more reckless than you.

If you want to make absolutely sure that your good money doesn't go to people who are less responsible than you, you'd have to exclude everyone who doesn't drive as careful as you do.

However, if there are people paying into the same pool who drive even more careful than you, they will (justifiably so) complain that there's this nut job who's potentially at the receiving end of all of the money they pay into their insurance.

In the end, only drivers with an almost zero risk of getting money from the insurance would remain insured.


You seem to be advocating the same for health insurance.
0 Replies
 
McGentrix
 
  1  
Reply Tue 18 Sep, 2007 08:13 am
So, you are suggesting we should have universal auto insurance as well?

Should those without auto's also be forced to purchase auto insurance? After all, they seem to be getting a free ride by not paying into the pool.
0 Replies
 
Walter Hinteler
 
  1  
Reply Tue 18 Sep, 2007 08:20 am
Well, you can't drive a car without insurance here, legally at least.

And in most other countries - obviously the USA are an exemption here again - it is compulsory to purchase car insurance before driving on public roads.
0 Replies
 
old europe
 
  1  
Reply Tue 18 Sep, 2007 08:32 am
McGentrix wrote:
So, you are suggesting we should have universal auto insurance as well?

Should those without auto's also be forced to purchase auto insurance? After all, they seem to be getting a free ride by not paying into the pool.



You're raising a valid point there.

Owning a car is an option. You can choose to use public transportation instead, and you won't run the risk of getting your car damaged in an accident. Wouldn't make sense if you didn't own a car and were forced to pay into a car insurance.


So I guess for people who don't own a body, it wouldn't make sense to pay into health insurance either. Therefore let's stipulate that ghostly apparitions should be exempt from any kind of health insurance.
0 Replies
 
USAFHokie80
 
  1  
Reply Tue 18 Sep, 2007 08:48 am
There are activities that we know absolutely degrade health - like smoking, drinking excessively, eating at mcdonalds every day...

So yes, I think we should apply some of the same logic of car insurance to medical insurance. The people who take excessive risk or engage in known health-degrading activities for which there is a foreseeable outcome, should pay a substantially larger portion of any care they receive as a result of those activities.

And before CI jumps on it, that is NOT to say that if someone smokes 8 packs a day that he shouldn't be treated for a car accident injury.
0 Replies
 
real life
 
  1  
Reply Tue 18 Sep, 2007 08:53 am
The new Nannycare health proposal by Mrs. Clinton mandates that everyone MUST buy health insurance.

It's a requirement.

What penalties is she proposing for those who refuse to do so?

Will government confiscation of part of one's paycheck (taxes) be the answer?

If so, her claim that this isn't 'government-run' health care is simply false.

And what about folks that are self employed? If she can't get at their paycheck, will she resort to seizure of assets?
0 Replies
 
old europe
 
  1  
Reply Tue 18 Sep, 2007 08:55 am
USAFHokie80 wrote:
There are activities that we know absolutely degrade health - like smoking, drinking excessively, eating at mcdonalds every day...

So yes, I think we should apply some of the same logic of car insurance to medical insurance. The people who take excessive risk or engage in known health-degrading activities for which there is a foreseeable outcome, should pay a substantially larger portion of any care they receive as a result of those activities.

And before CI jumps on it, that is NOT to say that if someone smokes 8 packs a day that he shouldn't be treated for a car accident injury.



Sure. But how do you control how much somebody smokes? Two packs a day are certainly worse than just one cigarette. Right? Going diving once a year seems to pose less of a risk than if you're a professional cave diver. Eating a burger a week seems to be less dangerous in terms of obesity than having three meals a day at the fast food restaurant around the corner.

You seem to be willing to spend a lot of money on a huge bureaucracy just to make sure that nobody gets more than he possibly deserves.
0 Replies
 
old europe
 
  1  
Reply Tue 18 Sep, 2007 08:57 am
real life wrote:
If so, her claim that this isn't 'government-run' health care is simply false.


If you have to have a car insurance in order to drive a car, does that mean that the car insurance is "government-run"?
0 Replies
 
USAFHokie80
 
  1  
Reply Tue 18 Sep, 2007 09:07 am
old europe wrote:
USAFHokie80 wrote:
There are activities that we know absolutely degrade health - like smoking, drinking excessively, eating at mcdonalds every day...

So yes, I think we should apply some of the same logic of car insurance to medical insurance. The people who take excessive risk or engage in known health-degrading activities for which there is a foreseeable outcome, should pay a substantially larger portion of any care they receive as a result of those activities.

And before CI jumps on it, that is NOT to say that if someone smokes 8 packs a day that he shouldn't be treated for a car accident injury.



Sure. But how do you control how much somebody smokes? Two packs a day are certainly worse than just one cigarette. Right? Going diving once a year seems to pose less of a risk than if you're a professional cave diver. Eating a burger a week seems to be less dangerous in terms of obesity than having three meals a day at the fast food restaurant around the corner.

You seem to be willing to spend a lot of money on a huge bureaucracy just to make sure that nobody gets more than he possibly deserves.


The bureaucracy is already in place. there are medical charts and physicians. I don't expect to control how much someone smokes, but we can determine how much they smoke by a simple blood test. We can determine how bad their diet is by a simple blood test. These can be done once a year or so to determine health factors and calculate insurance cost.
0 Replies
 
BumbleBeeBoogie
 
  1  
Reply Tue 18 Sep, 2007 09:07 am
Protecting Patients' Health
Protecting Patients' Health
by California Rep. Pete Stark (BBB's favorite Congressman)
Posted September 17, 2007

This post responds to Merrill Goozner's comments, which were highly critical of the Epogen payment policy revisions explained below.

In August, the House took an important step to improve our broken health care system. We passed legislation, dubbed the Children's Health and Medicare Protection (CHAMP) Act, to extend the Children's Health Insurance Program (CHIP) and provide health insurance to 11 million children. Five million of these children are currently uninsured; the other six million are at risk of losing their CHIP coverage if the program expires at the end of the month as current law stipulates.

Though the bill's children's health care provisions have received the lion's share of attention, CHAMP also makes significant improvements to Medicare's benefits for seniors and people with disabilities. It eliminates all co-payments and deductibles for preventive services, reduces co-payments for outpatient mental health services, and enables more low-income beneficiaries to take advantage of programs that help them pay for Medicare's drug costs, co-payments, deductibles and premiums.

In addition, and as part of a broader improvement of Medicare's prevention and treatment efforts for chronic kidney disease, the bill modernizes Medicare's payment policies for services and a particular set of drugs administered to dialysis patients with End Stage Renal Disease (ESRD). These patients suffer from anemia because of their inability to produce enough of the hormone erythropoietin, which helps the body produce red blood cells. They are treated with synthetic versions of erythropoietin, collectively referred to as erythropoietin stimulating agents (ESAs) and sold in the United States for dialysis as Epogen.

When administered at appropriate levels, Epogen is tremendously helpful to the health and well being of ESRD patients. However, when over-prescribed in a way that raises red blood cell levels too high, Epogen can increase patients' risk of death, blood clots, strokes, heart failure and heart attacks. That's why the Food and Drug Administration recently slapped a "black box warning" on Epogen that cautions of adverse consequences and advises against using the drug to raise patients' red blood cell counts above certain levels (36 percent of their blood volume).

Unfortunately, Medicare's current reimbursement system encourages excessively high dosing, threatening patients' safety and costing taxpayers hundreds of millions of dollars. As Merrill Goozner correctly noted in his recent post, Medicare pays dialysis facilities more per dose of Epogen administered than it costs the facilities to purchase the drug. According to the Department of Health and Human Services' Office of the Inspector General, Medicare paid $9.48 per 1000 units of Epogen in the third quarter of 2006, but large dialysis organizations were able to buy it for $8.55.

The average Epogen patient receives 18,700 units of Epogen a week. As a result, large dialysis chains make an average of more than $900 per patient per year from administering Epogen - and the higher they dose, the more money they make!

As a result of this perverse incentive to over-prescribe, and according to the National Institutes of Health, more than half of patients have their red blood cell counts elevated at or above the 36 percent of blood volume considered safe. One in five even go above 39 percent.

That's why I'm bird-dogging this issue and am a critic of the current payment system. In late June, I called a hearing on safety concerns related to the over-prescription of epogen. In July, as part of the CHAMP Act, Charlie Rangel and I proposed modernizing Medicare's ESRD payment system to better protect patients' health.

Echoing recommendations from the non-partisan Government Accountability Office and the Medicare Payment Advisory Commission, we proposed a "bundled" payment system that creates incentives for efficient administration of Epogen. Our legislation directs the Centers for Medicare and Medicaid Services (CMS), which administers Medicare, to implement this new system in 2010 consistent with FDA safety recommendations. In the interim, the CHAMP Act reduces Epogen payments for 2008 and 2009. The American Association of Kidney Patients endorsed our proposal.

The new bundled payment system will remove financial incentives to over-dose Epogen, protecting patients' safety and reigning in overspending.

But it will also guard against equally dangerous incentives to under-dose. Though recent FDA actions focus on the health risks patients face when their red blood cell levels are too high, there is also widespread acknowledgement in the medical community that if patients do not receive enough Epogen and their blood cell levels remain low, they will continue to suffer from anemia.

That's why our legislation includes an array of safeguards to ensure that patients get the right amount of Epogen to manage their disease.

One of these measures is a rigorous reporting and quality incentive system. We need to know if patients are being dosed appropriately, and we have to use both a carrot (quality incentive payments) and stick (public reporting) to make sure that happens. We need to get this reporting system up and running prior to the bundled payment system taking effect, so we know it works and are confident that it will properly track patient care under such a system.

However, because new regulations take time to draft and implement, CMS is not be able to craft such a quality reporting system in time for 2008. Given the health risks associated with over- and under-prescription, and the need to give this reporting system a test run prior to 2010, I believe Congress should try to implement a temporary solution for 2008.

Amgen opposes our proposal for a bundled payment system. Corporate lobbyists for the dialysis industry want an inflationary update - an increase equal to inflation in Medicare's payment rate for dialysis and related services - that is not tied to issues of patient safety. I disagree. The sooner we start on a path toward a quality reporting and incentive system and the sooner we implement a bundled system, the better.

Working with the data available to us - which we know is incomplete, but is the best available - we developed a performance standard for 2008 that calls for patients' red blood cell counts to be between 33 and 36 percent of blood volume.

Wherever a target range is set, there will be variability in patients, and some will naturally fall above and below it. That's to be expected. However, according to Goozner, this temporary standard could lead to some patients getting their blood raised above the FDA's recommended limit of 36 percent.

I did not intend for patients to continue to receive too much Epogen.
My goal is to protect patients by eliminating the existing financial incentives for over-prescription. I am currently working with experts in the field to refine these new guidelines so that they improve patient safety, consistent with FDA's recommendations.

If the 33 to 36 percent of blood volume range needs to be revised, we'll do it on Medicare legislation with the Senate later this year. If it turns out it is impossible to develop for 2008, we'll scrap the temporary performance measure and the bonuses in conference and look forward to CMS' more permanent system starting in 2010.

Does our proposed solution include monetary bonuses for dialysis facilities that raise 92 percent of their patients' red blood cell counts above 33 percent of blood volume? Yes. Why? It's not because of, as Goozner implies, industry lobbying.

Rather, such incentives are like the quality reporting system designed to preempt under-prescription. In addition to establishing a ceiling, we must also establish a floor. Otherwise, dialysis facilities that receive "bundled" payments for treating patients would have an incentive to under-prescribe.

We did not pick the 92 percent goal out of thin air. According to information collected by CMS (for its Dialysis Facility Compare website), 92 percent of patients currently have red blood cell levels at or above 33 percent. Setting a measure at the current average seemed a reasonable approach to give this system a test run. Again, however, if this standard turns out to increase the amount of over-prescribing going on, we will work to change or eliminate it.

This quality reporting and incentive system is just one measure we put in the CHAMP Act to ensure that patients will get high-quality care and a safe and appropriate level of Epogen.

We made sure that dialysis facility payments will be adjusted to account for differences in patient needs. For instance, facilities would be eligible for additional payments on behalf of patients who have higher body mass and might therefore need additional Epogen would be eligible for it. Similarly, reimbursement would take into account patients who may need an unusually high amount of Epogen to appropriately manage their anemia (because they are members of certain racial or ethnic groups or otherwise). And facilities that don't get deep price-breaks on the cost of Epogen, such as small or rural dialysis centers, could also receive higher payments.

We also increased support for patient education for individuals with chronic kidney diseases and for screening and prevention services for patients with ESRD.

The Senate passed a much smaller health care bill than the House. That bill extended the Children's Health Insurance Program (CHIP) to 10 million children, one million fewer than the House. It did not address Medicare at all and, as such, did not revise Medicare's payment policies for Epogen.

House and Senate leaders are working toward a compromise bill, which is likely to focus only on children's health. That being said, the Senate has committed to taking up Medicare later this year.

I will keep working to urge the Senate to adopt the House's Medicare improvements, including those that will protect patients from excessively high doses of Epogen.
0 Replies
 
okie
 
  1  
Reply Tue 18 Sep, 2007 09:07 am
Has anyone mentioned the fact that a Paul Starr now says Hillary did not have that much to do with the health care plan in 93?

http://www.prospect.org/cs/articles?article=the_hillarycare_mythology

Before we go running off into the sunset even debating the details of this new plan, I think we need to examine the credibility of the people involved. After all, why believe Hillary on anything? Here is a woman that has claimed she was named after Sir Edmund Hillary, but she was born several years before the famous mountain climber even became famous. Further, here is a woman that everyone has been led to believe was behind the first health proposal in 93. Now we apparently find out differently. Is this an effort to make her somehow more credible now.

This woman has no credibility, no expertise, and I for one do not even wish to consider her health care plan. We can do alot better than that I would hope. As an issue, Hillary is the issue, not her health care plan. We need to first establish that she has some credibility to even present a plan, and so far she has none as far as I am concerned.
0 Replies
 
Walter Hinteler
 
  1  
Reply Tue 18 Sep, 2007 09:09 am
Quote:
WASHINGTON (Reuters) - The American Cancer Society said on Monday it was dropping its usual emphasis on stopping smoking and other prevention messages to focus on a need for U.S. healthcare reform.

The non-profit group said it was switching gears on its advertising and public education campaigning this year to stress the need for a coordinated health care system that covers the 47 million Americans who do not have health insurance.

Full article
0 Replies
 
Walter Hinteler
 
  1  
Reply Tue 18 Sep, 2007 09:10 am
okie wrote:
As an issue, Hillary is the issue, not her health care plan. We need to first establish that she has some credibility to even present a plan, and so far she has none as far as I am concerned.


On this thread it is "Universal Health Care".
0 Replies
 
cicerone imposter
 
  1  
Reply Tue 18 Sep, 2007 09:10 am
BBB, I am encouraged - finally, that our government will do something for our children. HURRAH!
0 Replies
 
Advocate
 
  1  
Reply Tue 18 Sep, 2007 09:20 am
Okie, did you actually read the Prospect article?

No one ever claimed that it was Hillary's plan. She chaired a group, directed by Magaziner, that came up with a plan similar to the successful German plan. It was then slimed by the Republicans, who used the threatened insurance companies and HMOs. Interestingly, it was initially endorsed by AARP, which backed off due to political pressure.
0 Replies
 
real life
 
  1  
Reply Tue 18 Sep, 2007 09:25 am
old europe wrote:
real life wrote:
If so, her claim that this isn't 'government-run' health care is simply false.


If you have to have a car insurance in order to drive a car, does that mean that the car insurance is "government-run"?


Clever and slippery omission by you, old europe. (Are you running for office?)

The sentence you quoted was preceded by :

real life wrote:
Will government confiscation of part of one's paycheck (taxes) be the answer?


The answer to your question is: yes, if one was to be taxed to pay for his car insurance, then it would be , by definition , 'government-run'.
0 Replies
 
old europe
 
  1  
Reply Tue 18 Sep, 2007 09:42 am
real life wrote:
old europe wrote:
real life wrote:
If so, her claim that this isn't 'government-run' health care is simply false.


If you have to have a car insurance in order to drive a car, does that mean that the car insurance is "government-run"?


Clever and slippery omission by you, old europe. (Are you running for office?)

The sentence you quoted was preceded by :

real life wrote:
Will government confiscation of part of one's paycheck (taxes) be the answer?


The answer to your question is: yes, if one was to be taxed to pay for his car insurance, then it would be , by definition , 'government-run'.




<shrugs>

If you have to have car insurance to drive a car, will government confiscation of part of one's paycheck be the answer?
0 Replies
 
cicerone imposter
 
  1  
Reply Tue 18 Sep, 2007 09:49 am
Hokie: I won't get diabetes. I have no history of it in my family so really the only way I'll become diabetic is so gain an excessive amount of weight. Suppose all of what you posted is true, the vast majority of cases are still due to poor diet.


You claim you won't get diabetes just because there's no family history, but you are thinking only of yourself. How about the many children through no fault of their own have a family history? You're selfish with no heart; people like you make me sick. I hope you live a happy, selfish life, mr scrooge.
0 Replies
 
USAFHokie80
 
  1  
Reply Tue 18 Sep, 2007 10:15 am
cicerone imposter wrote:
Hokie: I won't get diabetes. I have no history of it in my family so really the only way I'll become diabetic is so gain an excessive amount of weight. Suppose all of what you posted is true, the vast majority of cases are still due to poor diet.


You claim you won't get diabetes just because there's no family history, but you are thinking only of yourself. How about the many children through no fault of their own have a family history? You're selfish with no heart; people like you make me sick. I hope you live a happy, selfish life, mr scrooge.



Wow. You must be one of the most dense people I've ever spoken to. I was SPECIFICALLY TALKING ABOUT ME - NOT EVERYONE ELSE!

AND I'VE SAID BEFORE THAT I WAS SPECIFICALLY TALKING ABOUT PEOPLE WHO CAUSED THEIR OWN ILLNESS!!!!!!!!


What will it take for you to get that through your head?
0 Replies
 
 

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