Quote:that would be simple. but that would leave far too many people not paying into the system. i like the idea presented in the last plan where the funding is generated from an increased sin tax. given that smokers and drinkers have higher rates of illnesses related to this, it seems only fair that they help shoulder the burden of the cost of treatment.
we certainly have plenty of SIN TAXES that flow into the health-insurance fund .
since people with low incomes - many of them seniors - do not pay income taxes , i can't see how they can pay a health-insurance premium unless they are given some additional money . it would just be extra administration costs to first give them the money and then collect the premium imo .
by including them in the health-insurance plan , they can get the same health care as any other citizen - the physician doesn't know and doesn't care if you have paid a premium in any particular month .
the patient may have paid into the fund for a long time while working but may later not have had to pay into it because of lower income or loss of job .
the physician receives the same amount of money whether he/she treats a prince or pauper - doesn't have to worry about getting paid .
if low-income citizens had no insurance , they would not be able to afford primary health-care and would cost additional monies once they appear in the ER when they are really sick - better to treat as many people as possible up-front imo - it saves money .
hbg