I agree with this David, although I also contribute to some collectivist charities that I know are reputable and use the majority of the contribution for the actual work for the actual people they're allegedly working for and not to administrators etc.
As well as whatever little happiness you're creating for that person at that moment, giving to the person at that level also creates a connection of a sort that might be meaningful to that person, or even to you, at some point in time. It creates a little goodwill in the world, and there's not enough of that in my opinion.
And I've decided that it doesn't matter to me what they'll spend it on. Once I've given that money to them, it's no longer any of my business what they do with it. I've determined to trust them as individuals to know what they need. If it's a drink, hell, we all need a drink sometimes (or at least most of us do). I'm not going to sit in judgement of what I might perceive to be their weakness, or how they've chosen to get through life. Actually, I think they show more integrity by truthfully and honestly just asking for money than a lot of people who live in houses and drive cars, but who take what shouldn't be theirs dishonestly or covertly.
At least these people give everyone the opportunity to say no.
I also give a smile. Sometimes I think that means more than the money.
I do it because when I was little I learned a bible verse about the fact that Jesus might come knocking at our door or walking into our life at any time. He might be dressed as a king, he might be dressed as a beggar - you just don't know. So you have to treat everyone as if they could be Jesus, or a king.
Funny how that's what stuck with me from my childhood, while the need for guns and ammo is what has stuck with you- or maybe it's not so funny.
*I've also worked very closely with homeless people. I've learned the ins and outs about homelessness up close, and I know these people (in the main) have had very few breaks in their lives, or a lot of bad breaks, starting from the beginning from when they had very little control over how it was handled. And I know it could have gone that way for me too, it's not that I'm a better person necessarily, I just landed in a good situation from the beginning. A lot of these people haven't had that luxury.
I do think what goes around comes around, even right here on earth. But not in a way you can see tangibly or immediately all the time. I think Steve Lay was miserable inside before he ever got caught, because he was doing miserable things. I think he was probably always miserable inside, and that's what led him to do miserable things, and doing such miserable things just made him and a lot of other people more miserable. Misery begets misery.
Luckily, I believe the same dynamic is true for happiness.
So yeah, I do believe what goes around comes around-we just might not see it, because we're so intent on looking at the outward trappings of either happiness or misery, but you can't compare your inside to someone elses outside and come away with any accurate conclusion about who's lucky or blessed.
Just take yourself as an example: I think you're really different inside than you portray yourself on the outside (as we all are) but you're outside portrayal, I think, is particularly misleading
but hey, that's your business.
Have a lovely Sunday.