blatham wrote:roger wrote:Back on topic; I had no idea a person could insure against the consequences of their own illegal acts. Certainly, a contract for an illegal purpose is unenforceable.
Hey, could the insurance company be guilty of abetting a crime?
Hi roger. Nice to see you. Interesting times, no?
I confess that Joe's post has confused the heck out of me on this matter. I assume that the insurance policies are available and being subsidized by the government as described and I don't know how to square that with Joe's legal point.
As I understand it, the insurance would provide coverage for legal fees incurred by CIA agents in defending themselves against charges of criminal activity. The insurance would not, however, compensate them for any fines they would have to pay if they are found guilty, nor would it pay any civil judgments against the agents.
It is against public policy to issue an insurance policy that covers illegal acts or the consequences of those illegal acts, but it is not against public policy to cover legal costs, since anyone charged with a crime is presumed innocent.
The risk being insured against, then, is the risk of incurring legal fees, not the risk of committing a criminal act. A fine distinction, perhaps, but an important one.