@jcboy,
I don't like straight old beef meatloaf. I either mix in ground turkey or some type of sausage. Instead of crackers, I grew up with oatmeal mixed in. No green bell pepper, thank you very much. Red bell pepper if you have to have bell pepper. I like some worcestershire sauce in the mix.
Once I've got everything mixed - mixed but not overmixed - the meat gets mushy if overworked - I wrap the whole mess in bacon before it goes into the oven.
Cook it covered to start, then uncover it for the top bacon to get crispy, then carefully flip it to get the underside crispy.
tons of variations here
http://southernfood.about.com/lr/meatloaf_recipes/672954/1/
these directions are pretty basic (for about 2 lbs of meat -whatever combo you decide on)
1 mix meat and seasonings in a bowl
2 Add the rest of the ingredients and mix well with your hands.
3 Smooth mixture out in same bowl and cover with plastic wrap.
4 Refrigerate for at least one hour.
5 Preheat oven to 350°F.
6 Remove meat mixture from the refrigerator.
7 Put the meat mixture in a baking dish or cake pan.
8 Shape it so that the meat does not touch the sides of the dish or pan.
9 This allows room for the meatloaf to expand
10 Bake for an hour to an hour and 15 minutes, depending on thickness of the loaf.
11 Remove from oven and let stand for about 10 minutes to allow meat to"set".