@Barry2021,
“ If my car was sitting in the driveway needing hundreds of dollars of work done on it my mind wouldn't be on going out to an expensive restaurant just to celebrate an anniversary.”
Wouldn’t you think the same thing for the pictures? If you want a memory you can take a picture with your phone. Most phones have good quality. You are justifying why the pictures are affordable, but not the dinner cost. If you have the $100 for the pictures, but not the dinner, you have the option of taking pictures with the phone and using $100 to take your wife to dinner.
If you want to be honest, you cannot afford either the pictures or the dinner if you cannot pay the electric bill. But for some reason you are willing to pay $100 for pictures that are not a necessity when you have limited funds. In your own words updating for the picture cost, “Yeah, I know some things are important to some people but I just look at the bottom line and what's ahead. Again,….” Barry wants to make payment arrangements on our power bill but spend $100 on pictures that can easily be captured for free on a phone.
I cannot put a value on something for you, the same way putting value on making an anniversary special seems to be for your wife. I do not know you or your wife, but the feeling I get is that your anniversary is very special to your wife and probably the fact that is “to celebrate/commemorate a day that only we share.” Is what makes it so special to her.
Did you ask her why it was so important to get dressed up to go out for an expensive dinner? Did you ask if there was something else you could do? And why cannot she get dressed, both of you, have nice music playing make it like a nice restaurant. Just a suggestion or you can just piss and moan instead of thinking outside the box.
You two have difference of opinion of what is important, you need to have a conversation so you can compromise.