@wdh523,
Take it from someone completely inept at relationships ( they seem to go nowhere, and me having wasted 3 years or so on them), you do have to make a move.
Telling someone that you need to focus on yourself is a good way of saying that you might wanna be without her (don't say stuff like that). I'm surprised she stuck around, honestly.
2020 was a crap year, but you gotta take this stuff in stride. Start by telling her what you told me.
Spend one night, think hard about what you want, and say that to her.