@hightor,
Are the progressives going to force individual savings plans?
Are they going to tighten up credit? (Not likely...Harris want to limit interests rates to 15%)
Are they going to demand that public schools provide HS students with classes on basic financial management?
If you spend more than you earn you are always going to be on the edge of financial ruin.
If 40% actually can't come up with $400 for emergencies it not because they can't help being paupers.
Democrats encourage financial irresponsibility by telling people it's not their fault and promising them more and more free things.