@layman,
Here is the problem,
you keep trying to define motion without specifying a fixed point of reference. You agreed with the principle that any discussion of motion is meaningless without specifying a fixed point of reference. And yet you continue to do it.
This shows the basic misunderstanding you have.
If you specify a fixed point of reference, I can answer questions you have about the motion of the boat, or the shore or anything else. If you don't specify a fixed point of reference, these questions are meaningless.
That is the clearest explanation I can give you about why you are having such a hard time understanding the parable.
I don't know what else to do, since
any time it seems like you are close to understanding... you change the subject.
The principle of the fixed point of reference is at the core of what you are getting wrong.