@glitterbag,
I still don't understand how for years Mass had this - and our rates were reasonable - certainly not dirt cheap, but affordable, and we did not have high deductibles. We were able to be seen in a reasonable amount of time for our doctors - all I had to do was say it may be an issue and I would have worst case an appointment next day.
I was never refused service or coverage like you mention - refusing a procedure if I felt concerned and mentioned certain things. My daughter a newborn - her doctor thought she heard a heart murmur and sent us immediately to a specialist where we got an appointment in just a few days. She was perfectly fine thankfully to the point the doctor got mad that we brought him a perfectly fine baby.
Now though everything is questioned - where I have to fight for an MRI - after going to the doctor and them thinking she had a minor sprain - and having to visit again before someone took her seriously and now requires surgery.
This all happened after obamacare was instated. Now I fully support covering pre-existing conditions - but something is wrong here - when previously we had all this great coverage including pre-existing conditions and coverage if you lost/left your job. This was all in place in MA.
But the quality of service - having to fight for everything, costing more in premiums and less coverage. How is that better when we already had this in place?