@InfraBlue,
It helps to get these things right, if one is going to play the expert. Hel is the name of a supernatural being whom we might call a goddess. She has great halls in Nilfheim, one of the two primordial regions associated with the description of Yggrasill, the tree of life, and it was a land of ice. The other region, Muspelheim, is a land of fire, and the conjunction of the two produced mists (steam) from which life was aid to arise. Both Nilfheim and Muspelheim lie beneath the roots of Yggsrasill, and only to that extent can they be consider netherworlds. Hel built great halls in Nilfheim, and the dead--only those who did not die honorably in battle--would be sent to the halls of Hel. So, in consideration of pre-christian Norse and Germanic cosmology, telling someone to go to Hel meant that you were saying that that person lacked honor. The realm of Hel got confused into a place name by christian monks, who were never the great scholars they have been cracked up to be. Whether one thinks of Hel as a goddess or a place, it was not a place of punishment or torment. It was simply a place of social oblivion in a warrior society in which men (women weren't even in the picture) hoped to die with a weapon in his hand, so that he could go to the corpse hall Valhalla and fight all day and feast all night until the world was destroyed in the welter of Ragnarok. Ragnarok is cognate with Götzendammerung, the twilight of the gods, because it was said that it would include a final battle in which all the major gods of the Norse/Germanic pantheon would be killed. In most (but not all) versions, the world would sink beneath the water, to arise and be renewed. No source that i have ever heard of makes any mention of Hel and her mansions or halls, and the dead were consigned to her, in regard to Ragnarok--the dead who, after all, had died without honor.
Making the halls of Hel out to be a place of punishment or torment is just another bizarre overlay of christianity. Norse/Germanic mythology is bizarre enough as it is, it doesn't need any help.