@t7lawson,
To the original poster:
This semantics game seems to be a bit of a power struggle, IMHO. I say just ignore it.
That being said...maybe they are thinking too critically (pissy) about some technical issue - maybe about how much they paid for the house itself vs how much extras added on by the bank and closing costs. Do you know what I mean? The idea could be akin to the difference in how much they negotiated with this seller (reducing the asking price down to final closing price)...vs how much the bank, lawyers fees and home inspection, etc., added on to the total. I'm purely guessing on this.
Either way...a relatively simple matter became argumentative unnecessarily (by them).
(Setanta is adding levity - just being humorous.)