Noah, the biggest problem I have with your reasoning is your apparent inability to separate blacks as a group from a black person as an individual. As a group, many blacks suffer a "vicious cycle" of poverty handed down generation to generation, since the slave days. In this respect; your hypothesis is correct in that blacks still suffer from an injustice perpetrated long ago. The thing you constantly sidestep and ignore is that it is every man's duty to take care of himself. Let me make an analogy that may shed some light on the idea for you:
It is a well known phenomenon that much of domestic violence can be attributed to a "vicious cycle". Still, saying that your father, grandfather, great grandfather etc did it, does not constitute an acceptable excuse for this behavior. While it may be true that some action 10 generations back started this cycle in motion, it remains every man's responsibility to not continue the cycle. Parents of domestic abusers can sometimes be blamed on a philosophical level, but ultimately every man is responsible for his own actions.
Now, if you apply this same logic to the "poverty of blacks" issue you will see that neither society at large, nor a genetic inferiority need be blamed for a lack of black equality in terms of financial success. To end the cycle, individual black people simply need to strive for greater success and teach their children to do the same. If enough black individuals do so; the group "blacks" will cease to be impoverished in comparison to other humans. Hell, if you convince enough black people to partake, they will no doubt, as a group, sky over the relative success of white people. Start with the intelligent man in the mirror. :wink:
Ps. I think I am in a minority in that I seek no advantage from unearned wealth.