@Woiyo9,
Woiyo-9, You are more ignorant than most on a2k. I have done (accomplished) more than many people assume. HINT: I have traveled to over 135 countries on vacation.
We own our home mortgage free (in one of the most expensive ZIP codes in Silicon Valley), we have two relatively new cars (mine: Acura; wife's Honda), we have money in the bank and retirement investments five times more than the average American, and our FICO score is 818.
I have worked in management for most of my professional career (30-years), and retired early.