@parados,
I am not receiving any retirement from that in which I had not previously invested. I invested in ALL the sources of my retirement income.
I invested in my company's retirement.
I invested in my stock investment's dividend retirement.
I invested in my social security's retirement.
In the case of my social security investments, I am receiving less and will receive less than I would have and will be receiving if I live 100 years, if the federal government had permitted me to invest instead in US Savings Bonds instead of in Social Security.