Update: Turns out that my insurance will cover 90% of the cost for hearing aids...YAY!!! However...I have to wait until the first of the year. Their policy is that the hearing has to have stabilized for 6 months before they will pay. That's okay, I can wait.
First consultation: Both CIC and ITC would work for my loss. The tiniest CIC (nearly invisible) would have enough amplification, and I wouldn't have to worry about using them with cell phones at all. The next largest, the smallest ITC model, would be somewhat visible (
) but would allow two microphones (for better hearing in groups) and could also be programmed for music. However, it would have to use a telecoil, and many cell phones would not work with it. My first inclination is to go for the tiniest model and see if that is good enough, then try the second one if it isn't.