@ehBeth,
I haven't made my own bagels yet, threaten to, have the ingredients, fail re just doing it. But I do make my own bialy's, from a good recipe, and those beat the stuff at the local donut shoppe by a very wide margin, simply for taste. I'd say, beat donut shop out of the park. Also, they are actually easy to make. Whether or not they are fattening, somehow bad for you? I dunno.
I need at least some carbs - now being older and thinner - and these are at least tasty carbs with no additives. I get carbs in bunches of ways, not usually donuts, but I will eat a vanilla cream donut shop item from time to time very happily.