Well, David and Gala, I remember the fear that I felt when we had a forced evacuation during Floyd. My word, the only damage we got here was a misplaced plant or two. The worst damage was a tropical storm. (forgot the name of that sucker).
I have always feared a storm surge. I remember one night, I dreamed about a tsunami, and it was so real that I could feel the water on my back.
Tornadoes? Good grief. One may not predict them as easily as that old counter clockwise force. The Homestead hurricane put the fear of God in the insurance companies, and they retreated like the cowards that they are. Now we are at the mercy of those who want your money, and stall when the time comes to pay.
Some time back, a rogue wave hit Daytona Beach. No one has ever figured out what caused that thing.