If my health care costs more then I should pay more. Plain and simple.
If my health care costs more then I should pay more. Plain and simple. If a woman never has any issues then I don't see any reason why she couldn't have a lesser cost for her insurance than say her sister who has all sorts of issues. The more you use the more it costs.
We already do this for car insurance. You have more accidents you pay more, you have more tickets you pay more. It is called insurance and if you cost more to insure than you end up paying more.
It isn't that tough to do a risk assessment on someone's health.
Parados if you are a worse driver then I am, should you pay more for your car insurance? Of course you should, that doesn't mean you have to pay for the repairs to your car, it just means that since you have a worse driving record and use the insurance more than I, you are going to pay more.
Who said break it down by group. It isn't that tough to do a risk assessment on someone's health. Smokers already pay more for insurance than non-smokers so what would the difference be for someone who has cancer or diabetes or heart disease that runs in the family. Me I have all 3 that run in my family so I would be paying higher premiums than my co-worker Jerry who has none of those things that run in the family.