@dvon,
Didn't you tell us that she has financial and work problems? Those can cause issues i.e. depression, anxiety, distractibility, sleep deprivation.
Sex is about the last thing on a person's mind when going through things like that.
So she either has these issues - or she's just not turned on by you any more and it's time you moved on.
In any case, you need to LISTEN to her and try to figure out what she is saying and what she needs from you.