beebo wrote:In US the student loans a guaranteed - meaning that your credit history is not relevant. You also can not discharge the loans through bankruptcy.
This is true of federal loans, but these will not cover all of your expenses. In fact, my tuition right now is roughly $18K/year, and I'm only eligible for about $10K in federal aid. The shortfall, if sufficient funds can't be got through work, scholarships, or sponging off of other people, is generally made up through educational loans from private institutions. They're not subsidized, and approval and terms are dependent on credit history.