@Ragman,
No matter; that's not our problem. My responsibility is to try to get it back to the rightful owner.
I know how it feels to lose a lot of money (there's has been a time in my life when I didn't have much money, and I know how difficult it is to live from paycheck to paycheck), and don't want to be a party to someone else's suffering.
I also worked many years as an auditor, and I know the difference between right and wrong.