Rude or Not?

I dissent.
I say: "one thousand two hundred AND thirty four."
Having lived in New York, Arizona and California
I 've always heard everyone express it that way.

I hear that often as well and the grammar gods haven't struck anyone down for it
(but that doesn't make it correct unless correct is defined by common usage).

How do you write it on your checks?

Do you write "one thousand two hundred and thirty four and 00/100"?
When you have the fraction with it you can see how awkward it becomes with two ands in there.

Qua correctness, I am guided by the logic underlying and justifying a rule of grammar.

People who tout this rule always seem to be very insistent. They even bring up arguments that unless you do it this particular way, it's wrong, it will lead to confusion, and other not yet thought out reasons.

Qua correctness, I am guided by the logic underlying and justifying a rule of grammar.

OK, from a logic point of view, why would you insert "and" in the middle of a whole number?
If you are going to do that, then why not use JTT's usage and say thousands AND hundreds AND tens AND fractions?
Isn't that logic consistent?

Rule 7. With numbers that have decimal points, use a comma only when the number has five or more digits before the decimal point. Place the comma in front of the third digit to the left of the decimal point. When writing out such numbers, use the comma where it would appear in the figure format. Use the word and where the decimal point appears in the figure format.

Examples:

$15,768.13: Fifteen thousand, seven hundred sixty-eight dollars and thirteen cents

$1054.21: One thousand fifty-four dollars and twenty-one cents

Note: If the number has no decimal point, authorities disagree on whether to begin using the comma with four-digit numbers or to begin using the comma with five-digit numbers. When writing out these numbers, I recommend using the comma where it appears in the numerical form.

1,054 schools OR 1054 schools: one thousand, fifty-four schools OR one thousand fifty-four schools

12,154 schools: twelve thousand, one hundred fifty-four schools

Hundreds, Thousdands, and More

Use spaces to separate higher digits from lower digits. For example: one hundred thirty-two, five thousand one hundred twelve, one million five hundred seventy-five thousand one hundred twelve. Do not use "and" when spelling out whole numbers because "and" denotes that every number following it is a decimal. For example: five hundred and three (tenths).

one thousand,
two hundred thirty-four

Always spell out numbers that begin sentences:

* Four hundred fifty people attended the birthday party.

Since there is so much variation and I'm in the minority,

Jane Straus, Author/Publisher

Back in 1975, Jane was a 21-year-old undergraduate at the University of California looking for a job as a waitress. However, the Universe had other plans for her. One day, she got a call from someone at the State Personnel Board. "Jane, according to one of your professors, you can write well. Can you teach a one-day class in English to state employees?" Too naïve to decline, Jane jumped at the chance to go from Jane Straus, Aspiring Waitress, to Jane Straus, Training Consultant.

Scouring the library for a book that conveyed the rules of English in, well, plain English, Jane got frustrated. With little time to spare, she wrote the rules her way, made up some exercises, ran off some copies, clipped them together, and showed up for class. Little did she realize that she was creating The Blue Book of Grammar and Punctuation, which, thanks to the Internet 22 years later, has become a perennial bestseller on Amazon.

I can't quite get my head wrapped around the profundity of that idea.

When I was young, you called an adult, Mr. or Mrs...................... Over the years, this has changed a bit,
with children calling adults by their first name.

Personally, unless the adult has specifically said that he wanted to be addressed by his first name, that it IS rude.

The use of "Mr.", "Miss" or "Mrs." is not putting anyone in a position of inferiority. It creates an atmosphere of mutual respect. Children who are close to my wife and I call us "Mr. FirstName" and "Miss FirstName" which is perfectly fine with us. However, just using our first names would offensive.