@georgeob1,
georgeob1 wrote:If you don't like the terms of the policy offered, don't buy it.
When was the last time you went shopping for health insurance? Trust me, the
only policies that are really affordable are those subsidized by the employer. If you're lucky, you have a choice of two or three plans.
The employers have a love/hate relationship with health insurance. On the one hand, it's a pain in the ass for them every year to re-evaluate the plans and negotiate prices. On the other, employees are afraid to lose health insurance, so it's something that helps retention. Fear! Embrace it today.
georgeob1 wrote:Most people spend far more on automobiles than on healthcare.
That's an absurd statistic; I'm embarrassed for you that you would even interject it.
1) Healthcare premiums are often paid by the employer, so it helps out your little red herring "statistic."
2)
Most people are healthy and don't go to the doctor much, so it helps out your little red herring "statistic."
Health
insurance is by definition something that spreads premiums among a large population to offset the costs incurred by the few.
I'm left with two possibilities. Either you don't understand the subject matter, or you're deliberately interjecting idiocy (otherwise known as dishonesty).
Which is it?
