@old europe,
old europe wrote:
You don't understand. Germany has a mandatory system. That means you're
forced to pick one of 240 health insurance companies. If you live in
Arkansas, on the other hand, you have pretty much the choice between Blue Cross Blue Shield or no insurance at all.
Because monopolies are real freedom. It's the free market at work.
Monopoly?
Just those who are promoted by eHealth alone who certainly does not represent all:
Arkansas Individual and Family Health Insurance Providers
UnitedHealthcare
UnitedHealthcare offers the following Arkansas health plans:
28 Network
QCA Health Plan Inc
QCA Health Plan Inc offers the following Arkansas health plans:
18 POS
Humana
Humana offers the following Arkansas health plans:
16 PPO
Aetna
Aetna offers the following Arkansas health plans:
9 PPO
Celtic Ins. Co.
Celtic Ins. Co. offers the following Arkansas health plans:
6 Indemnity
15 PPO
Mercy Health Plans
Mercy Health Plans offers the following Arkansas health plans:
14 PPO
Arkansas Blue Cross and Blue Shield
Arkansas Blue Cross and Blue Shield offers the following Arkansas health plans:
14 PPO
Some monopoly!
It is our government who prevents people from going outside of Arkansas to find insurance though. Arkansas people are pretty well restricted to those companies that offer services in Arkansas. One of the GOP proposals was to allow insurance companies to compete across state lines--something the current government has not addressed and is not including in their reform package, but which would almost certainly bring down the costs to the consumers.
El Stud and I currently have excellent insurance that we would love to take to West Texas should we relocate there to be closer to our kids. But the law does not allow our insurance provider to operate in West Texas so if we move there we would not be able to take our insurance with us. And there is nothing in the current proposed healthcare makeover that would remedy that situation.