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credit card scam

 
 
Reply Mon 26 Nov, 2007 10:03 am
credit card scam:

http://www.snopes.com/crime/warnings/creditcard.asp
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Type: Discussion • Score: 1 • Views: 506 • Replies: 5
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cjhsa
 
  1  
Reply Mon 26 Nov, 2007 10:43 am
So how many times did you fall for it? Laughing

Actually bbb, thanks for posting this. There's a ton of bad people out there who want to ruin everyone's holidays.
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contrex
 
  1  
Reply Mon 26 Nov, 2007 10:50 am
Have you just heard about this?

1.

Quote:
Caller then says he "needs to verify you are in possession of your card. Turn the card over. There are 7 numbers; first 4 are 1234 (whatever) the next 3 are the security numbers that verify you are in possession of the card. These are the numbers you use to make internet purchases to prove you have the card. Read me the 3 numbers."


Oh wow! What a dummy you are if you read out those numbers! Hello!!!??? The numbers that prove you are the real card holder? You just gave them on the phone to a stranger? When the card companies NEVER ask for security numbers? (They know them already!) (That's the whole point of them!)

2.

This type of scam isn't new; it's been going on ever since MasterCard started putting CVC2 security codes on all its cards back in 1997.

3.

If someone contacts you by phone about your credit card, ask the caller to provide his name, department, and extension, then hang up and call him back through the phone number listed on your credit card or billing statement.
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BumbleBeeBoogie
 
  1  
Reply Mon 26 Nov, 2007 10:51 am
cjhsa
cjhsa wrote:
So how many times did you fall for it? Laughing
Actually bbb, thanks for posting this. There's a ton of bad people out there who want to ruin everyone's holidays.


I've never been caught in a credit card scam.

This scam has been going on since 2005.

60 Minutes had a good show Sunday about how hackers drive through malls and capture the wireless credit card transactions going on in the stores.

One expert said the solution is to require credit card companies to store card owner information rather than shifting the responsibility to the stores. Of course the credit card companies don't want to do that because they can't make more money on the safety programs the stores are required to buy and to constantly update.

I hate the bottom-feeder credit card companies. I have to use a credit card because my physicial disabilities limit my shopping options to mostly on-line.

BBB
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TTH
 
  1  
Reply Mon 26 Nov, 2007 01:19 pm
BumbleBeeBoogie
Thanks for posting this. contrex, I personally have to disagree with you on calling someone dumb for falling for this scam. That is because I know some elderly people who did. I also know regular everyday people who fell for this. They told me they just weren't thinking when they gave out the 3 #'s.

Also, I have been called by the Fraud Division of my credit card companies who want to verify information. I just tell them I will call them back and I do because if I don't, they will suspend my card until they hear from me. That is why it is important to contact your credit card company when leaving the state or country and providing them the dates that you are leaving and places you will be going to.
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Bella Dea
 
  1  
Reply Mon 26 Nov, 2007 01:21 pm
I agree. If you're taken off guard, or are in the middle of something and they call and are all "official" I can see how an intelligent person could make this mistake.
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