JG10, you have said that funding is the only thing standing in your way of your goal of getting your comics published. Well, I have found the perfect website for you. They even have a comics section so you can see what others in your field have done and model yours after the best parts of theirs.
Here is how they describe themselves:
Kickstarter is the largest funding platform for creative projects in the world. Every week, tens of thousands of amazing people pledge millions of dollars to projects from the worlds of music, film, art, technology, design, food, publishing and other creative fields.
A new form of commerce and patronage. This is not about investment or lending. Project creators keep 100% ownership and control over their work. Instead, they offer products and experiences that are unique to each project.
All or nothing funding. On Kickstarter, a project must reach its funding goal before time runs out or no money changes hands. Why? It protects everyone involved. Creators aren’t expected to develop their project without necessary funds, and it allows anyone to test concepts without risk.
Each and every project is the independent creation of someone like you. Projects are big and small, serious and whimsical, traditional and experimental. They’re inspiring, entertaining and unbelievably diverse. We hope you agree... Welcome to Kickstarter!
You will note that there is a time limit for your fundraising on their site. This will help you overcome your inertia and give you incentive to formalize your proposal and comic samples.
Now that you have a resource for fundraising for your comics, there shouldn't be anything else standing in your way.