I really don't know how the post turned into wondering if the guy is considered homeless when I originally asked if anyone had dropped money before.
If it really was about dropping money? The added context was superfluous. Were you adding flavor to the story? Throwing a red herring into the mystery of the lost money? What was the point of that particular detail?
Yes. I believe I lost $20 of someone else's money. Had to go out and buy ... can't remember what (over 10 years ago) ... likely a pack of cigarettes for a friend. Had to return and grovel and apologize for my sloppiness.