@Ken Pole,
Macs don't have an "overtype" mode, if that is what you mean, and they are persistently in the "insert" mode. I happen to agree with that choice because on PCs I only ever turn on overtype mode accidentally and usually become frustrated with it replacing my text but it's one of those Apple things where if you don't like it you have to adapt anyway or switch.
But in case you mean the ability to send an "insert" command that can be accomplished with the fn+enter on most Macs.