Second Mortage

Sorry it should be mortgage

Usually this is a move of somewhat last resort.

See if you can re-fi for a lower rate and lower payment. Everyone is doing it.
then you will have extra $$ to pay off those bills.

But don't increase the debt on your house!!

I agree with jespah, a second mortgage should be your last resort.
Try to get a debt consolidation loan with your bank first and if this fails,
contact your creditors and ask for a lower interest rate.

Depending on how much your first mortgage is vs. the equity and value of the home, you might not get a second mortgage. In today's financial climate, people have a hard time getting a mortgage at all, period.

Why your husband wanted a second mortage? If you were really needed of it, then it is good for you to purchase it.