onyxelle,
thank you first of all for your reply.
yours was 640 a month....imagine if you added one more child to the mix!
I have three. Childcare, if I used the services, would run me $350 a WEEK

!!!! Thats $1400 a month

!!!!!!
I dont believe that price reflects quality when it comes to childcare either.
If daycare was funded by the government I would have peace of mind knowing that employees of the daycare facility would be alcohol and drug free, would have schooling in childcare development, and would ultimately be receiving benefits such as 401k and medical insurance. With this in mind I am confident that government controlled daycares would be much less expensive and appealing to my bank account and, that the care offered would be exceptional.
My point is that you shouldn't have to work for a Master's to afford childcare. How has childcare expenses INTERRUPTED your financial standing? Because I have 3 children it has effected my life tremendously. Not to mention the amount of sacrafices I have had to make. Whats your come back on this?