@electronicmail,
When you signed up for this forum. You checked the yes box for
"I have a sense of humor"
After careful review by the auditors, it became clear you weren't truthful. You will be receiving a check for all the premiums you paid over the years and you will be listed as having a preexisting condition that makes it unlikely that any other forum will take you on. Of course, if you are under 26 you might be able to be covered by your parent's membership in this forum.